Legal guidelines
According to the Federal Trade Commission, the federal Fair Credit Reporting Act (FCRA) permits Experian to furnish credit information to a person Experian has reason to believe (i) intends to use the information in conjunction with a credit transaction, and/or involving the extension of credit to, review of, or collection of an account of the consumer; or (ii) otherwise has a permissible purpose under the FCRA.
Consistent with the FTC's position, you may access a Business Owner Profile on the owner of an unincorporated business, general partners in a partnership, individuals who have guaranteed in writing the business obligation, or individuals who have provided you with written authorization approving your review of their personal credit history.