Small Business Credit Information

Small Business Intelliscore    sample report   

Getting credit information pertaining to large businesses is comparatively simple when compared to finding quality credit data for small businesses. LP’s, LLC’s, sole-proprietorships, and partnerships make up 80% of existing companies! When a small business gives you an indication that it is credit-active, but a personal guarantee from the owner would truly ice the deal, the Small Business Intelliscore is an ideal tool. Because Experian is the only credit agency with both Business and PERSONAL credit reports, we can provide a report that offers the BEST of both worlds.

(Acceptable Use Guidlines)

This 2-page report highlights both the company’s credit history AND that of the owner, combining the relevant aspects of both into a blended score using a statistically-based model that makes credit decisions quick and clear. Information includes:

• For the Owner
• Trade Account Balance
• Monthly Obligation
• Legal & Collection Balance
• Percent Current
• Account Balance to Limit Ratio
  
• For the Business
  • Days Beyond Terms
  • Five-Quarter Average Days Beyond Terms
  • Trade Account Balance
  • Recent High Credit Granted
  • Median Credit
  • Bankruptcies, Judgments, Liens, UCC’s
  • Legal Balance

Designed especially for “Mom and Pop” shops, and an integral part of your credit system

Only report of its kind
2-page summary & analysis of key credit indicators
Scores on both the company and its owner
Utilizes Experian consumer data
Speeds customer turn-around time
Customized guidelines for your staff